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How much could you save with 0% APR?
Apply for a Synovus Classic or Rewards Visa® today.
After 12 months, a variable rate between 7.24% and 21.24% will apply.
Your promotion code has been accepted. Please select one of the credit card offers below to begin your application process.
Make a purchase. Reap the rewards.
  • Free yourself from extra fees*
  • There's no annual fee.  Plus if you request a balance transfer over the phone or with your local banker, there is no transfer fee.
  • Earn rewards your way
    3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.

    1x points on all eligible purchases, with no limit on the points you can earn

  • Redeem your points online or by phone
    Book your travel or choose from merchandise, gift cards or cash back through My Synovus
  • Pay purchases off with points
    The Pay Me Back option lets you select specific transactions to pay off with points.
  • Manage your account online with My Synovus
  • Visa Benefits
    Enjoy the added protection benefits offered with your card.
Looking to lower your high interest payments? Look no further.
  • Lower your interest payments on balances
    Switching to the Synovus Classic Visa Credit Card with our most competitive rates may be the right choice for you.
  • Free yourself from extra fees*
    There’s no annual fee. Plus if you request a balance transfer over the phone or with your local banker, there is no transfer fee either!
  • Manage your account online with My Synovus
  • Review your account information and transaction details, make online payments, and receive email alerts and eStatements through My Synovus.
  • Visa Benefits
    Enjoy the added protection benefits offered with your card.

On purchases, balance transfers and overdraft protection transactions, a 0% introductory APR for the first 12 months from account opening and after that a variable APR of 7.24% – 21.24% (as of December 1, 2020), based on the Prime Rate, your creditworthiness and other factors. On Cash Advances (except overdraft protection transactions), a variable APR of 24.24% (as of December 1, 2020). The Cash Advance transaction fee is 4% of the cash advance ($10 minimum), except on overdraft protection transactions, for which on consumer cards is either $15 or the amount of the overdraft protection transaction, whichever is less; and for business is 3% of the amount of the overdraft protection transaction with a minimum of $5. The foreign transaction fee is 3% of the transaction (including transactions made in U.S. dollars and cross border transactions).

Credit Cards are issued by Synovus Bank, 1111 Bay Avenue, Columbus, GA 31901 which is also the creditor for credit card accounts.