1x points on all eligible purchases, with no limit on the points you can earn
On purchases, balance transfers and overdraft protection transactions, a 0% introductory APR for the first 12 months from account opening and after that a variable APR of 7.24% – 21.24% (as of December 1, 2020), based on the Prime Rate, your creditworthiness and other factors. On Cash Advances (except overdraft protection transactions), a variable APR of 24.24% (as of December 1, 2020). The Cash Advance transaction fee is 4% of the cash advance ($10 minimum), except on overdraft protection transactions, for which on consumer cards is either $15 or the amount of the overdraft protection transaction, whichever is less; and for business is 3% of the amount of the overdraft protection transaction with a minimum of $5. The foreign transaction fee is 3% of the transaction (including transactions made in U.S. dollars and cross border transactions).
Credit Cards are issued by Synovus Bank, 1111 Bay Avenue, Columbus, GA 31901 which is also the creditor for credit card accounts.