Secure Application

Credit cards designed for real life. Yours.
All credit cards are subject to credit approval.
Please select a card offer below and Continue to begin your application process. To learn more about the benefits of each card type, simply choose the + sign to expand the selection.
Make a purchase. Reap the rewards.
  • Free yourself from extra fees*
  • There's no annual fee.  Plus if you request a balance transfer over the phone or with your local banker, there is no transfer fee.
  • Earn rewards your way
    3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice.

    1x points on all eligible purchases, with no limit on the points you can earn

  • Redeem your points online or by phone
    Book your travel or choose from merchandise, gift cards or cash back through mypurchaseperks.com
  • Pay purchases off with points
    The Pay Me Back option lets you select specific transactions to pay off with points.
  • Manage your account online with CardView®
  • Visa Benefits
    Enjoy the added protection benefits offered with your card.
Looking to lower your high interest payments? Look no further.
  • Lower your interest payments on balances
    Switching to the Synovus Classic Visa Credit Card with our most competitive rates may be the right choice for you.
  • Free yourself from extra fees*
    There’s no annual fee. Plus if you request a balance transfer over the phone or with your local banker, there is no transfer fee either!
  • Manage your account online with CardView®
  • Review your account information and transaction details, make online payments, and receive email alerts and eStatements through CardView.
  • Visa Benefits
    Enjoy the added protection benefits offered with your card.
Getting cash back has never been easier.

The Synovus Cash Rewards Visa helps you:

  • Avoid high annual percentage rates
    Take advantage of a low introductory APR for first 6 months for purchases, balance transfers and overdraft protection.
  • Free yourself from extra fees*
    You get all these great advantages with no annual fee.
  • Earn rewards on everyday purchases and more
    • 3% cash back on purchases in the Dining category. 
    • 3% cash back on up to $3000 in net spending quarterly for purchases in a Dynamic Earn category of your choice.
    • 1% cash back on all eligible purchases with no cap.
  • Get cash back your way
    Choose your method—get a statement credit or cash deposited into your Synovus account. Enroll and redeem online at www.mypurchaseperks.com.
  • Choose the purchases to pay off first
    The Pay Me Back option lets you select specific transactions to pay off faster.
  • Manage your account online with CardView®
  • Review your account information and transaction details, make online payments, and receive email alerts and eStatements through CardView.
  • Visa Benefits
    Enjoy the added protection benefits offered with your card.
See how far your travel can take you.
  • Avoid high annual fees*
    Pay no annual membership fee for the first year. Just $50 per year afterward.
  • Watch the rewards add up fast
    • 5x points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages
    • 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn category of your choice
    • 1x points on all eligible purchases, with no limit on the points you can earn
  • Redeem your points online or by phone
    Book your travel or choose from merchandise, gift cards or cash back through mypurchaseperks.com
  • Pay purchases off with points
    The Pay Me Back option lets you select specific transactions to pay off with points.
  • Use points to get you where you’re going
    Your points are worth 20% more when redeemed for travel rewards.
  • Manage your account online with CardView®
  • Review your account information and transaction details, make online payments, and receive email alerts and eStatements through CardView.
  • Visa Benefits
    Enjoy the added protection benefits offered with your card.

Credit Card are issued by Synovus Bank, 1111 Bay Avenue, Columbus, GA 31901 which is also the creditor for credit card accounts.

Request Card Terms
If you already have a personal credit card with us, you can receive the terms of your card upon request. You can call us at 1-888-SYNOVUS (1-888-796-6887) or make your request in writing to:

Card Services
P.O. Box 23061
Columbus, GA 31902-3061

The service marks and trademarks used herein belong to their respective owners.

All credit cards are subject to credit approval.